R100 000

A minimum of five years

• Five-year investment linked to a portfolio of some of the largest, most well-known and well-perceived brands in the Europe and US, without currency risk
• Capital protection
• The Top Brands Participation Enhancer will provide you with 100% of your initial investment amount if the portfolio provides a negative return.  If the portfolio provides a positive return over the investment term, you will participate in that return in an augmented way.  The augmented participation level gets determined at inception.
• There is an opportunity for high returns, even in a low return environment
• No tax administration burden

• You make a lump sum investment of at least R100 000
• The investment is linked to the performance of a portfolio of top global brands without currency risk
• The capital protection and investment return are provided by leading global banks

• You may exit this investment prior to maturity. The value will be calculated based on the market value of the asset, which could be less than the original capital amount. The minimum return is only provided if the policy is held to maturity.

All returns earned will be taxed as capital gains. The current effective Capital Gains Tax rate is 12%

Fees vary per product and your underlying investment. Please speak to your financial planner to make sure you pay the correct fees and that you understand which fees you pay and why.