Measures we take to make sure we safeguard your money include the following:

• Your money is never invested in a private Glacier bank account, preventing a conflict of interest.
• Participatory units in unit trust funds are held for you with a separate company, with its own board of directors that include external representation.
• Separate boards of trustees that include external representation govern all the retirement funds that we manage.
• Most underlying investments via the platform are unit trust funds, which provide some of the best security. All transactions are monitored by an independent trustee.
• We are audited by external auditors, Ernst & Young, as well as internal auditors throughout the year.

For more information, speak to your financial advisor, or contact our Communication Centre on:

• Tel: +27 21 917 9002 / 0860 GLA ENG
• Fax: +27 21 947 9210
• Email: client.services@glacier.co.za